The Government has created an innovative solution, which it calls the Right to Lifetime Housing, which allows families to live in a property all their lives, without actually buying it. The plan begins with the payment of a deposit (a kind of down payment), which is held by the owner. In this scheme, the resident (who cannot be called a “tenant”) pays a monthly instalment (which cannot be referred to as “rent”). The owner receives the monthly income and "consumes" a portion of the initial deposit. In this model, without formally selling the property, the property rights remain limited, since only the resident can suspend the contract and vacate the dwelling.