We can help you pay the legal minimum.

Living in Portugal:

1. Where do you stand financially?
2. Where to you want to go, and how can you get there?

Let us help you with a comprehensive approach to financial planning. We can provide you with sound advice for your financial life, be it on income tax, your retirement, estate planning and investment management.

We take pride in our independence, placing great emphasis on impartial recommendations and personal service. We speak your language!

Latest News

Paperless invoicesAmong a group of eight Simplex+2018 measures, the Government proposes to introduce changes in the way proper receipts are issued. The authorities have committed to regulating the elimination of printed...Read more
Left Block calls for elimination of Golden VisasThe coalition partner, Left Block (“Bloco Esquerda”), will soon propose to the General Assembly to do away with the Golden Visa Programme. They consider the immigration shortcut to be a...Read more
Golden Visas buy entry into the EU for foreign magnatesBrazilian entrepreneurs tainted by the corruption scandal, “Lava-Jato”, along with relatives of a prominent Angolan politician, accused of crooked operations, successfully "bought" access into Europe through the Portuguese Golden Visa...Read more
Exemption from “IMT” in Tourist DevelopmentsIn theory, even though a tourist endeavour (“empreendimento turístico”) may be exempt from Municipal Property Transfer Tax (“IMT”), the benefit is rarely realised. This is due to the fact that...Read more
Finland tears up Double Tax Convention with PortugalThe Finnish Parliament has approved the termination of the tax treaty between Finland and Portugal which prevented Finnish tax authorities from assessing pensioners who have non-habitual residence (NHR) status in...Read more
Investors propose lowering of IRS on 5-year rental contractsWorried and even frightened by suggested new policies that the Government is creating for the rental market, APPII recommends dropping the “IRS” tax rate on 5-year contracts, rather than 10...Read more
Finland and Spain approve new Double Taxation AgreementFinland and Spain have signed a new tax treaty which will broaden the Finnish Government's right to levy pension income. The new accord comes into effect on 01 January 2019...Read more
Renewable energy exceeds national consumption in March    Considered an historical landmark, renewable electricity production (103%) in March exceeded the total demand for the month in mainland Portugal. The previous maximum record (99.2%) occurred in February 2014.Read more
Paying taxes by direct debitIt is now possible to pay many of your taxes via direct debit. The levies currently available by this payment method are “IUC” (car tax), “IMI” (property tax), “IRS” (individual...Read more

Recent changes in legislation broaden social protection benefits for sole traders in the eventualities of illness, unemployment and parenthood. The waiting period for subsidised medical leave reduces from 30 to 10 days. The eligibility period for unemployment benefits decreases. Maternity and paternity entitlements have also been enhanced for freelancers.